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  The costs of health insurance continue to rise year after year. The average cost of health in usatimes.cc surance for families and individuals rose 22% over the past five years. For single coverage, the average premium was up 3% in 2018. The average annual premium for a family grew 5%. For sin usanews.cc gle coverage, the average deductible was up 79%. Approximately 83% of covered workers have a general annual deductible. In addition, 65% of covered workers have coinsurance. The average copayment for hospital admissions is $311, and the average copayment for primary care is $25. Approximately 40% of non-elderly adults report that they are struggling to pay their medical bills. news color: #585858; font-family: "Arial","sans-serif"; font-size: 10.5pt; letter-spacing: .75pt; mso-fareast-font-family: "Times New Roman";">According to a recent report by the Commonwealth Fund, health insurance premiums have increased faster than incomes.